For example, I haven't been out of the country since I was a kid, and even then I only went to Canada and to Mexico. I don't even have a passport, something that's been on my to do list for the last several years.
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| I only have this weirdo to show for it |
But it seems silly to be working this hard to not ever enjoy what I've been working for. It was not very motivating, to be honest. So this year, my new years resolution is to RELAX a bit and utilize my forward-thinkingness for good rather than to just make myself crazy.
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| DID SOMEONE SAY CRAZY??? - young TC |
The first is a fun savings account, I've never had one of those. In my budget is a bit of money each month that gets transferred into that account. It's an account I can snag money from for things I don't want to be sticker-shocked by if I put them into my budget. One of the reasons I've not wanted to travel is how much of a lump sum has to come out of your account in that moment. The idea of dipping into my emergency fund to travel is truly horrifying (because I didn't keep any accounts other than that and my checking account until now). But this allows me to 1) have a dedicated account for fun shit and 2) not have to see such a huge number in my travel budget the month that we go somewhere.
The second... is a second horse account. I've been thinking a lot about how much fun TC is right now and how shitty he was for so long. I don't want to sell him and do another green horse on its own without having something fun to ride to remind me that I'm not a terrible rider. So I've talked a lot about wanting to buy a baby when TC is going at a high level. Aim to have the baby start to be good and be showable when TC ends up being for sale/lease (I'm getting so attached to him, so I told myself I'd do a paid lease into one of my friends' training barns if I couldn't sell him). That way I don't have several years between showing and don't have to feel like crap when I can't ride the baby to save my life.
I've kept that in mind for a while until we were in Seattle and I started telling boyfriend about it. He asked some questions, said that it all seemed reasonable and then asked what it'd cost me. I told him, then realized that I could talk about it all I wanted, I didn't yet have the ability to take that money out of my account to spend on the horse without taking a major hit in my emergency fund, a hit that wouldn't be a good idea to take... ever.
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| Do NOT want another one of these without having a grown up version to remind me that hard work pays off |
1) be able to afford to buy a nice, purpose-bred small (mature to 15.1-15.2h) dressage prospect, probably a 2-2.5 year old, something not started so that I can ruin it myself
2) be able to afford a pretty substantial vet check (I want to be able to afford two of them, just in case a horse or two fails), I want to x-ray all joints plus back
3) be able to buy a new saddle between now and then, TC's saddle will be passed on to the baby and I'll get one that fits him. Because the baby will be a smaller horse, my current saddle should be able to be adjusted to fit the new horse.
4) be able to support said second horse.
I ran the numbers and it all works out that if I save the amount I think #4 will cost me per month, I'll have more than enough for #s 1 through 3 when the time comes. Perfect!
So my newest account is for the new horse, throwing the extra money into that account and when I can comfortably put #4 in there and am in the right place to get a horse, I'll be all set!
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| Fearing for my life in the show ring, would have been nice to be able to go school a canter pirouette after that |































